I have been dealing with Andy Cosby for the past few years as my financial advisor. Andy has been so helpful in the planning of my financial future. He's open and honest and I can trust him to tell me the truth and he actually has a genuine concern and connection with his clients. Andy always checks in with me and is always available to answer any questions or help me out with any problems. Count yourself very lucky if you have Andy as your advisor. He's not just a business associate but he treats his clients like they are family. Regards Chris